usually when you get married your rates go down. the accidents only stay on your record for 3 or 5 years (i cant remember now). same with tickets.
when rob and i got married i tried to switch us to Erie insurance, they refused to take him. LOL. but i think that one doesnt take anyone that has any offenses (rob got pulled over for something a few years ago) and it was my aunt's new husband selling me this insurance, so i was like nope not switching just myself. but we have progressive, which is actually 9 bucks cheaper than my single car rate and that includes rob car too. but i know jersey is a bit different with everything.