Planning with Money… in The End of 2025…

  • Dec. 4, 2025, 5 a.m.
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Maybe tonight I’ll sleep. Maybe. Last night wasn’t very good either. I ended up taking the other half of my pill and eventually fell asleep. Just to keep waking up with a stuffy nose and sore throat. Now today my throat is super sore and I’m assuming I’m sick with something. Ugh.

Today I’ve just been contemplating money. A normal obsession for me. I’m well aware I’m not saving anything this month and also not paying anything down as I simply want to have fun in Vegas. I haven’t been on a real vacation in ages and I’ve worked really damn hard to afford it. So, this month I’m just spending as little as possible to splurge there. It’s going to be great.

Next month though, I have to figure out my game plan and get back to a good budget. I just can’t decide what I want to do. I will hopefully be spending less on Alex monthly which will free up some money. My mortgage should actually go down since our property taxes and insurance went down so much. So, yeah I should have more money monthly to budget out.

I’m torn between spending extra on my car payment to pay it off faster or just putting money in savings to get a better emergency fund built up knowing I’ll have to pay out of pocket for Alex’s CFI sometime this spring. If I paid off my car that would free up another $400/month and I currently have less than 12 payments left. Yet, saving money makes sense too. I just want to pay everything off though. So, I just keep pondering this. I’ve got to do something productive with the “extra” money though and not blow it.

Maybe I’ll focus on saving money so I have the CFI money available. That’ll take me at least 6 months. Then once I get that saved/paid I’ll just throw everything at the car. Then I’d like to throw that towards extra payments on Alex’s car to get that paid off within the next 2 years. Sigh. What I really want is to get down to only a house payment and your normal, monthly utility/insurance bills. Like yesterday but that’s probably more like a 2-5 year plan depending on how quick my kid becomes self sufficient.

Someday life will be financially easier. Patience. The end is kind of insight. By 2031 my divorce will have been a bad dream and I’ll be doing amazing a decade after it. Just wait.

I’ve been eating insanely healthy since Sunday. Protein. Protein shakes. No sodas. Just coffee with a little cream. Salads. More water. I’m officially down exactly 4 pounds. Hopefully after my period comes and goes I can be down another 4 pounds. That is the level of bloated I feel. I’d like to be down 10 pounds before 12/23. I can do it. And I will do it. I just miss junk food and Dr. Pepper. Can’t wait to cheat in Vegas. Seriously. I’m eating dessert there. Totally.

That’s about all I have today. I just want to try and sleep now. My throat really hurts as I lay here and I’m now sure I’m sick. Yuck. This sucks.


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