The Saga Continues in Ponderings of the Universe

Yes, the student loan saga. Bleh. More has happened in life over the past few weeks but this is on my mind now and I must bitch about it.

So 2 weeks ago, I called my loan servicers, explained the situation. Apparently my application for income based loan repayment got approved first, was applied to my loans. Some time later, my loan consolidation went through and that somehow negated my income based loan repayment thing. Which is a stupid system. I applied for both at the same time, they should be able to figure it out. Apparently not. Essentially, the person I spoke to said “Oopsies! We’ll take care of it for you. You have nothing to worry about.” Cue suspicion.

Well, my loan payment (which is more than a single paycheck ha!) was due Sunday. I passive aggressively payed my income based loan repayment agreed amount. And now my loan is in delinquency. I called them again today and oh, by the way, I’m supposed to have reapplied for income based loan repayment! Which I was not informed of the first call. Though apparently I’ve been mailed the application form and not yet received it. Or, you know, that original person could have directed me to the online form so that I could have filled it out and gotten the ball rolling on this before my payment was meant to be due. Fuckers.

So, I’ve filled out the application (again) and will be sending it via certified mail later today. Theoretically, once they receive the application, my loans will be put in administrative forbearance until it all gets processed. Not holding my breath. But, oh well, a month or so of delinquency will not completely tank my credit score. Not like I’m trying to buy a house or do something along those lines that requires excellent credit, anyway.

In other news, Stanley is at work and should be getting a dental cleaning +/- extractions if there’s time for him (Yesterday was a clusterfuck and a procedure that was supposed to be performed wasn’t due to inability to get a hold of the owner to get permission to do a component of said procedure that they hadn’t agreed to on their release form. That’s to be done today but it tightened the schedule so I told my coworkers to not worry about Stanley’s dental. If there’s ample time to do it, great. If not, no sweat, I’ll bring him back a different day). I scheduled him for a day I didn’t work because I’m a huge baby when it comes to my pets and I want nothing to do with his procedure. I don’t even want to be present because extractions can get quite bloody and it’d just be upsetting. Plus, once he was awake, he would stare at me any time I went into the treatment area and make me feel guilty or would be wondering why I would let him be in that situation. I know, I’m ridiculous :P

We bought a huge amount of cookies for Christmas from a local bakery and we’re going to get more from a different bakery later this afternoon. Know what I’m getting for Christmas? Diabeetus.

OK, I’m done being horrible for the time being.

Last updated December 22, 2016