Splat in General

  • Sept. 15, 2016, 10:38 p.m.
  • |
  • Public

I’ll call this summer the summer of “Splat.” Because any time it has rained it rained for ten minutes, and then the sun came out. I will admit it has been pleasant. A perfect summer, other than the fire danger. We are officially in a “drought.”

I went up to Topsham. The roads were refreshingly empty. During the summer it is hard to remember what just going to the store is supposed to be like. I live in midcoast Maine, not LA or San Diego, or Las Vegas, or NYC. I shouldn’t have to suffer through stupid city traffic five months a year because I happen to live in a pretty part of the world.

I logged into my bank’s website this morning. I usually do several times a month, just to make sure there is no monkey business going on. My balance was surprisingly low. So I scrolled through the statements until I found a $2000 check that cleared on the 9th.

A check I did not write. And from an account which is not mine.

So I called to inquire. While on the phone I compared the check routing number and account to my checks and determined the next to the last digit in the account number was a 9, while mine was a 5.

The gal said they would take care of it, and I should check again later.

So I checked again later. To see my lease payment had bounced.

Back on the phone. This time a little less pleasant. I can only imagine what kind of charge the rental agency would tag me with if my rent check bounced. The guy took care of it lickety split, and within a half hour it was all resolved.

For the life of me, I don’t understand how mistakes at a bank become my problem. My finances are almost absurdly simple, and yet two times in a month things have gone awry.

I have about 6 grand left in my IRA. In a year I can take it all out without the penalties. I’d dump that into my “Fly” account.

Assuming I haven’t gotten a job by then. But it is starting to look like that would be a safe assumption.

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