so once again i was woken up from my night shift nap to a phone call telling me that i was being served papers and that they needed to verify who i was and if i was home. i was also told to call the legal office handeling this care for litigation issues as well as to settel out of court. needless to say this isnt the first time that i have had a call like this or have been woke up with a call like this. so of course i call the number that i was given and tell them the case number to get to the bottom of all of this. Once again it was a SCAM!! its not the first time this company has tried this with me and i am assuming it wont be the last either. It was a company called Regional LLC trying to collect for a pay day loan that i never applyed for or recieved. talking with the “case worker” he said that they had the loan for 9-28-2013 and it was done online with an IP address they had on file. when i asked them for the IP address all they said was “well it could have been your wife or child or something like that.” they did that crap with everything that i asked them for. and with it not being my first time with this company comming after me for a “ghost loan” i kind of knew what was going on.
when this happened last time i looked into the company,(anasazi group LLC and BMG (Bahamas Marketing Group)) i called the local police and filed a report with them. they assured me that this isnt the way to go about getting people to court or collecting debt or anything like that. so then i filed a complaint with the consumer protection bureau. a few weeks ago i got a letter from them telling me that they cant file anything against them because neither company exists! strange huh?
So as i talked more with the “case worker” he started to see that i wasnt going to pay up and said he was getting me to their “legal department” to talk more to them about it. oh and talk we did, thats all we did. i asked and asked and asked for dates, numbers, original debtor info, IP address it was filed from, the referance number and name the supposed money they gave me that i didnt ask for. he gave me nothing but guff and kept telling me that this is in pre litigation and i dont need to have evadence to defend myself with right now.
i put him on hold and talked to the wife about it and we both came up with the same thing, if this is real and i did borrow this money and forgot about it then we will take care of it then, but we will not give them any new info or money.
i came back and he had hung up so i called back. he said that he had to let go of the phone call because i wasnt answering him. i put you on hold you ass hat!!! so i told him then that he is working for a comapny that has been investigated for fraud and shady collection practaces. he said that if you looked deep enough into all companies you will find the exact same thing..... uuumm no! not at all! so then he asked if iw as interested in the payoff amount or not. i said no and that if they want they can come after me. im not hiding. he said fine and hung up. very professional.
later that evening at work i looked up more about these companys and found that the FTC put a temporary restraining order against the company for fraud and illegal collection practaces. interesting huh? lol. just goes to show you that this is a 100% SCAM. i cant imagine what kind of person it takes to do this to honest people! just be warned and keep a look out for this. if you get any calles like this ask them for a verification of debt sent via snail mail. if they cant or just want to send it to you through email then tell them to go kick rocks and not to contact you any more till they are able to sent this to you.
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