he other day, I was thinking of the little bit of debt that I have left to pay before I am totally debt free, that sum is $2,500. I thought to myself, what if I went to my bank and asked and received a personal loan or some type of line of credit? . I mulled it over, and digested it for a while and I thought okay, I will use it to pay everything back and for nothing else and that will be my second credit line. I went to the bank today and they do not offer that service. So, I will have to do it the old fashioned way and I will. I will have it paid by the end of this year. I will not be starting 2015 with any debt. I know what I want and I will accept nothing less than that. Being endeavored in the Grace of the Lord allows me to think that way. I am going to have all the things that I will need for this and for my move next April, everything will be provided by Him. That's all I need to say. Cheers, Cbj

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