Because cheap car insurance DUI will see you as a higher-risk driver after receiving a DUI conviction, they may increase the amount of money you pay each year for your auto insurance coverage by more than one thousand dollars. If you have just been cited for a traffic infraction, now is an excellent time to tanning the premiums offered by several insurance companies to see which one gives you the best deal.

According to Money Geek's research, Progressive is the most cost-effective organization. However, the cheapest one for you will depend on several criteria, the most important of which is the location in which you reside. Because of this, we have conducted research on the alternatives that are least expensive in each state. Money Geek has listed the finest firms in the country, so you can get the ideal combination of affordable rates after a DUI and high-quality service if that's what you're looking for. This is the article about the cheapest car insurance for DUI.

The Insurance Providers That Offer the Lowest Premiums In the aftermath of a DUI

Your car insurance premiums will go up if you are convicted of driving under the influence of alcohol or drugs (DUI or DWI, depending on where you reside). The amount of the increase is going to be determined by a variety of variables, including your insurance provider. For instance, Money Geek discovered that the typical premium would increase by around $750 a year with Progressive, while it would jump by $1,639 annually with Travelers. Bear in mind that both of these cases pertain to people with a spotless driving record before being arrested for driving under alcohol or drugs.

If a person switched from having a spotless driving record to receiving a DUI, the following is how the average rates charged by nine of the most prominent auto insurance for people with DUI would change.

How Driving Under the Influence Affects Your Auto Insurance

A conviction for driving under the influence of alcohol or drugs will result in varying insurance premiums for each individual. In addition to the potential for a premium hike shortly, you may also be required to complete additional actions to qualify for insurance coverage following a DUI conviction.

If I get a DUI, how much would my insurance go up?

Money Geek found that if you have a DUI, your annual car insurance premium jumps from an average of $1,424 if you have a clean driving record to $2,879 if you have a DUI. However, the specific rate you pay will depend on several factors, including the insurance provider you choose, where you live, and the rest of your driving record, in addition to the DUI. For instance, the monthly premium for someone who has been convicted of driving under the influence more than once would go up by a more significant amount than it would for someone who had a spotless driving record before the DUI.

How much longer will I have to make payments at the new, higher rate?

Your premiums may be increased for up to the length of time that a DUI conviction remains on your driving record. Something can stay on your record for a more extended period, but in most states, it is only kept for three to five years. Your insurance provider has the right to cancel your coverage, or your monthly rates may increase significantly compared to what they were after your first DUI conviction. This is predicated on assuming that the first incident is still in your record. This is all about getting the best auto insurance rates for seniors.